PaperClip Incorporated

The Bridges Blog

Since 1995, Mike has served as President, Vice President of Marketing & Sales, Director of Professional Services,and Consultant for PaperClip Incorporated. In his current role, he is responsible for strategic direction,operations, and corporate communications. Prior to joining PaperClip Software, Mike was the Executive Vice President and co-founder of CMF Design System, a custom software and systems integration firm. Mike received a Bachelor of Science from Rowan University and served as a Captain in the United States Marine Corps.


Handwriting Recognition and Optical Character Recognition (OCR) have been around for decades and remained a less than effective solution for transcription to accurate data.  OCR even though starting in the late 1800s, took on practical application in the late 1950s.  With the development by RCA Laboratories of a photocell-based machine that could read text, standardization on the OCR-A font and Intelligent Machines Research (IMR) lead by visionary David Shepard, the military, post office and Reader Digest rolled out solutions. The ability to type a document, have is scanned, pushed over analog modems with the receiver printing it out minutes later was one of the 1960’s biggest use of technology; sounds like today’s email.

Cybercriminals, Hackers and Governments continue to enhance their abilities to enter your computing environment.  The tools are becoming more sophisticated and their skill to go undetected is improving.  These attacks have methods where history shows “elevated privileges” is the primary objective.The end goal then is to steal, replace, hold hostage or destroy your data.  Now the problem, most if not all cyber defense tools and strategies are built to stop yesterday’s attack.  That why when I sit through conferences they always say the same thing, “It not a matter of if, it’s a matter of when”.

In the summer of 2012, Mat Honan, a respected writer for WIRED Magazine had his digital world destroyed in 2 hours and the hackers never hacked, they “gamed” the system. Did I mention they were teenagers?  Mr. Honan later made contact with one of the Hackers who explained how they did it.

Lenders and everyone one else out there, confuses paperless with process. Whether you work with paper or images, you have to have a process. People look at going paperless as a mandatory change in the way they process. People believe their new document management solution should be the process, known as workflow. Paperless is about converting the paper, not eliminating it. To embark today with the goal of never creating or receiving paper is not reality. The "paperless mortgage" should be clearly defined as the end process, all paper documents should be digital. Efficiencies are produced when you can reduce the amount of paper coming in the front door. Providing tools to people to convert paper to image before you receive it.